HOW IS THE DEED TRANSFER / DEED PROCESS?
HOW IS THE DEED TRANSFER / DEED PROCESS?
Are you wondering what the deed process is like when you decide to buy or sell a house?
It is very important that you carry out this process with all due care and attention, since you will be investing in the experience you have made for many years.
After you have made your choice of house, annotation, mortgage, lien, illegal construction etc. on the house you will buy. to learn the subjects;
You can get information or make an appraisal by declaring that you are a buyer from the District Municipality.
The appraisals not only give the price value, but also present you the conditions on the house precisely and clearly.
It is very important to make a sales contract so that the buyer and seller do not withdraw. Thus, in case of withdrawal, one of the parties has the right to compensation.
APPLICATION PROCESS FOR PURCHASE AND SALE
System updates and renewals can be made officially in transactions in the buying and selling process. Therefore, do not forget to get information about the current system.
Before going to the deed, you must make an appointment via the web deed.
If you are going to withdraw your money in cash after making an appointment, you must notify your bank one day in advance.
The seller must take the raic price of the house that will be transferred from the municipality.
The seller must pay the past debts of the house before receiving the raic price. Because the raic price of the house that owes the municipality cannot be demanded.
In another factor, it is important that you write the sales price as an island parcel and send it from your bank account in an official and annotated manner.
APPOINTMENT DAY / DEED TRANSFER DAY
While going to the title deed transfer, you must have the identity documents, raic price, DASK, earthquake insurance documents ready.
You must be at the title deed at the appointment time and submit the necessary documents to the deed preliminary application.
Another issue that the buyer should pay attention to at this stage is how to withdraw money from the bank after giving his identity to the land registry office.
Without an ID, the bank will not make money payments.
Therefore, you should have your passport or driver's license with you to withdraw money from the bank.
After reporting the sale price to the deed, you must wait for the fee message. The charge message will come to your phone number given in official transactions. Generally, an appointment time is given for the title deed costs and transfer in the fee message that comes in the afternoon.
You can pay the title deed fee at state banks online or from ATMs.
You paid the title deed fee…
The next step will be to formally send the payment of the purchased property to the seller's account.
A problem encountered here is that the buyer wants to buy after the deed transfer, and the seller wants to buy before the deed transfer. If you do not make the payment as the buyer, when the land registry officer asks the seller whether you have received the payment during the transfer of the title, if the seller says that he did not receive the payment, the transfer of the title will be incomplete.
Before the signing stage, you have to pay for the house you bought.
If you are worried about this, you can withdraw the cash from the bank with the seller and give the money at that moment when the officer asks if you have received the money at the deed transfer signing stage.
Another payment method is the blocked check. The buyer receives a blocked check from his own bank, and the title deed is given to the seller during the transfer signature. The seller, on the other hand, can withdraw the money with a blocked check after the title deed transfer and deposit it into his own account.
In credit transactions, the seller receives the credit portion from the bank after the title deed transfer.
For example, let's say you bought a house for 2 million, you took out 1 million of it, you should give the other 1 million to the seller before the title deed transfer.
After the payment and signature phase is completed, you must notify the title deed directorate that you have paid the title deed fee and wait.
When it's your turn, if everything is fine, signatures are signed.
However, in general, the neighborhood name of the property you want to buy may not be the same as the neighborhood name you were told. In this case, do not worry.
This may happen because the neighborhoods are not up-to-date in the municipal records. The main thing you need to pay attention to in this regard is the island parcel information of the property. If your island parcel information matches, there is no problem.
Don't forget to get your deed from the land registry officer after signing.
If you don't have a picture in your deed, don't worry, because according to the new update, there is no picture on the deed.
You have to make a photocopy of the title deed and dask (earthquake insurance) and immediately go to the municipality and declare that you bought the house. If you do not declare within 1 month, you will have to pay the tax debts in increments.
For electricity, water, natural gas subscription transactions of the house, you can carry out the last index of the watch and the subscriber number with you.
Wishing you healthy and peaceful days in your new home…